Parental Leave and Working Mother Deferment
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To download deferment forms, visit our 'Deferment Forms' page. Don’t forget to contact your lender to discuss your options!
Parental Leave Deferment Eligibility Criteria
Maximum Time Limit: 6 months
To qualify for this deferment, you must have an outstanding balance on a FFELP loan before July 1, 1993. This deferment must be requested and you must provide your lender a statement certifying:
- You're pregnant or caring for your newborn child, or caring for a child immediately following an adoption.
- You won't be attending school during this period.
- You won't be working full-time (at least 30 hours per week for at least three months) during this period.
- You were enrolled at least half-time during the six months before the date on which the deferment should begin.
Working Mother Deferment Eligibility Criteria
Maximum Time Limit: 1 year
To qualify for this deferment, you must have an outstanding balance on a FFELP loan before July 1, 1993. This deferment must be requested and you must provide your lender:
- A statement certifying you're:
- The mother of a preschool-aged child.
- Reentering the workforce no more than one year before the beginning date of the period for which the deferment is being sought.
- Employed full-time (at least 30 hours per week for at least three months) in a position paying no more than $1 per hour more than the minimum wage.
- Documentation of the child's age (such as birth or baptismal certificate).
- Documentation of wages (such as a pay stub).
